Highway Loss Data Institute

Publishes insurance loss data by vehicle make and model.

Why we point readers here

Shows which vehicles generate higher claim costs—a direct input to the premium you are quoted.

How to use it alongside this site

Use Highway Loss Data Institute to verify the factual basis for anything you read here about car insurance for 18 year olds. When this site summarises a statistic or a rule, the primary wording is on the source's own pages. The link below opens the official site; we do not control its content.