Glossary term
Named insured
Named insured: The person who owns the policy and signs the contract. At 18 you can be a named insured; some insurers require the vehicle's title holder to be one.
Where this term matters
Guides and entries on this site that use the term.
Guide
Getting Your Own Car Insurance Policy at 18
How an 18-year-old buys a policy independently: legal capacity, documents needed, coverage to choose, payment plans, and how to keep the price down.
Guide
Staying on Your Parents' Car Insurance at 18
Whether an 18-year-old can stay on a parent's policy, what residency and vehicle ownership rules apply, how much it saves, and when it stops working.
Entry
Why 18-Year-Olds Need Uninsured Motorist Coverage
Learn why uninsured motorist coverage is essential for 18-year-old drivers, what state data shows about uninsured rates, and how to verify your limits.
Entry
Can You Stay on Parents' Car Insurance After Moving Out at 18?
Moving out at 18? Learn when you can stay on your parents' car insurance policy, when you need your own, and how garaging address rules affect your rate.