Glossary term
Deductible
Deductible: What you pay before collision or comprehensive pays. $1,000 is the usual choice for young drivers who can cover it.
Where this term matters
Guides and entries on this site that use the term.
Guide
What Coverage an 18-Year-Old Needs
Liability limits, uninsured motorist, collision and comprehensive for an 18-year-old's first policy—what matters and what to skip.
Guide
How to Compare Car Insurance at 18
A comparison method for 18-year-olds: fixed coverage, identical inputs, every discount mentioned, four or more quotes, and the questions that reveal how an insurer treats young drivers.
Entry
When to Drop Collision and Comprehensive Coverage at 18
Learn when dropping collision and comprehensive coverage at 18 makes financial sense, how the 10x premium rule works, and how to evaluate deductible choices.
Entry
Can You Stay on Parents' Car Insurance After Moving Out at 18?
Moving out at 18? Learn when you can stay on your parents' car insurance policy, when you need your own, and how garaging address rules affect your rate.