Glossary term
Household member
Household member: A person living at the insured address. Licensed household members must be listed on or excluded from the policy.
Where this term matters
Guides and entries on this site that use the term.
Guide
Staying on Your Parents' Car Insurance at 18
Whether an 18-year-old can stay on a parent's policy, what residency and vehicle ownership rules apply, how much it saves, and when it stops working.
Entry
Using Telematics to Lower Car Insurance Costs at 18
Explore how telematics and driving apps help 18-year-old drivers reduce car insurance premiums by tracking mileage, braking habits, and safe driving routines.
Entry
Why 18-Year-Olds Need Uninsured Motorist Coverage
Learn why uninsured motorist coverage is essential for 18-year-old drivers, what state data shows about uninsured rates, and how to verify your limits.
Entry
Can You Stay on Parents' Car Insurance After Moving Out at 18?
Moving out at 18? Learn when you can stay on your parents' car insurance policy, when you need your own, and how garaging address rules affect your rate.